Category: Insurance

When it comes to insurance companies there are many that take and never really give back. For the average person it is easier than you might think to give back to the community that you live in. Something as simple as volunteering at a local shelter, helping out with a food drive, working at a soup kitchen, and more can all help make your community a better place.

When it comes to insurance companies and other public companies, giving back can be as simple as providing the best care and service to our customers as we possibly can. Hart Insurance works to provide the best care and the best service to customers so that we can provide the community with the help that they need.

Taking the time to really consider what it is that you can do as an individual is just one way that you can insure you are going to have a successful community that is not only loved by residents but also taken care of by residents. Volunteering and working to give back to your community can make you feel wonderful and it can help improve the community in which we all live. Giving back is one of the easiest and most fulfilling ways to make your community a better place and to truly make a difference.

Giving back does not have to be pricey and it does not have to take up all your time. In a few short hours over the span of a week or two you can make a huge impact on both the community and the lives of individuals that live there making your home a better place for yourself and for those that also live there. Take the time to see what you can do to make your world a better place.

Serving tenants in Federal Way, WA, Hart Insurance seeks to make finding renters insurance easy. Renters insurance is specifically designed with tenants needs in mind. A proper policy will provide coverage for you and your belongings, and our independent insurance agents can help you find such a policy.

Your Belongings and Yourself

All renters insurance policies are unique, containing different coverage that is detailed in the terms and conditions. Most policies have two main coverage options, though: personal property coverage and personal liability coverage.

Personal property coverage protects your belongings. Should your possessions be damaged or lost in a covered incident, the policy will reimburse you according to this coverage’s terms and conditions. Some policies provide depreciated value coverage, which pays for the fair-market value of your used belongings, while others include replacement cost coverage, which gives you the money necessary to replace the item with a new one. Of course, all coverage options will be carefully detailed in your policy, so you should read the policy over carefully.

Personal liability coverage may reimburse you for expenses related to an accident that’s covered and you’re deemed liable for. Liability coverage can vary greatly from policy to policy. Your specific protection will depend on your policy’s terms.

An Independent Insurance Agent

Understanding the different coverage options included in a renters insurance policy can be difficult if you’re on your own. At Hart Insurance, however, our Washington-licensed, independent insurance agents will clearly explain the technical jargon, ensuring that you understand your policy. Because our agents are independent, they can review any renters insurance policy you’d like, as long as it’s offered by an insurer in Washington.

Don’t spend hours struggling to compare renters insurance policies. Call our office today and we will help you through the entire process of selecting a policy.