An RV is not your average vehicle in Federal Way, WA. Not only does such a vessel serve as a way to commute around town, but a motor home is also a great option when taking family trips through other parts of the state. The agents at Hart Insurance can help you determine how much RV insurance you need to feel fully protected.
What does RV insurance cover?
The average RV insurance plan pays for damages in an at-fault accident as well as appliances damaged by an incident not caused by a natural disaster.
A standard RV indemnity plan does not pay for flooding or fires caused by Mother Nature. You need additional protection for such financial backing.
How much RV insurance is required?
Washington State requires drivers to furnish proof of at least liability insurance that pays a minimum of $25,000 ($50,000 per incident) for bodily injury and the same for property damage. You also must have underinsured/uninsured motorist protection that pays at least $25,000 per incident.
How much RV insurance do you need?
The bare minimum is not enough when you own an RV in Federal Way, WA. You want to purchase a good indemnity plan that also covers expenses related to damages on the grounds where your RV is parked. It is also a good idea to invest in roadside assistance as towing costs are multiplied for motor homes.
The agents at Hart Insurance can help you secure an indemnity policy that ensures your RV is fully protected. Call them today to get started with a quote for coverage or to ask more questions about how much RV insurance you may need in Washington State.
