A hit and run can be absolutely devastating, financially and otherwise. A person should always stop when involved in an accident, though it does not always happen. You want to make sure you have sufficient coverage in the event you are involved in a hit-and-run to avoid spending too much money out of pocket. The coverage you need is going to include various types of insurance.
Collision
Collision coverage is going to handle the repairs on your vehicle, whether you were found at fault or not. While there may be a deductible as well as limits, it can save a lot of money in the end. You may find that you are required to have collision, particularly if a lien holder is involved with your car loan.
Personal Injury Protection
PIP is common within policies, and it is important to have this coverage. No-fault coverage is included for medical bills for both you and your passengers. It can cover medical expenses, lost wages, and even child care if you are injured and unable to care or your children.
Uninsured Motorist
Having uninsured motorist is always a good especially if you are involved in any kind of accident where the other person doesn’t have insurance. The coverage can include bodily injury as well as property damage.
Medical Payments
Medical payments can be another form of coverage that you add to your auto insurance in Federal Way. If you don’t have health insurance (or even if you do), this coverage can save a lot of money because the medical payments will be taken care of by insurance as opposed to being funded from your own finances.
Call us at Hart Insurance Agency today to learn about auto insurance in Washington. We can provide you with hit and run coverage and much more.
